Sin Culpa Insurance in Nueva York: Your Complete Guide
If you were injured in a accidente de auto in Nueva York, your tratamiento is covered under Sin Culpa insurance — regardless of who caused the accident. MAIC accepts all NY Sin Culpa carriers with zero out-of-pocket cost to pacientes.
Disponible el mismo día. Confirmamos en 2 horas.
Seguro HIPAA · Sin Culpa y WC Aceptados
Your Right to Immediate Medical Care
After a Accidente de Auto
Nueva York is a Sin Culpa state. If you were injured in a accidente de vehículo motorizado, your own auto insurance pays for your medical care — up to $50,000 — regardless of who caused the accident. You do not need an abogado or a fault determination to begin tratamiento.
Covers all necessary medical tratamiento — evaluacións, imágenes, especialista visits, physical therapy, chiropractic care, and surgery. MAIC bills your carrier directly. You pay nothing.
If your injuries prevent you from working, Sin Culpa replaces up to 80% of your gross monthly income — up to $2,000 per month — for as long as you are disabled, for up to 3 years.
If your injuries prevent you from doing household tasks — cooking, cleaning, childcare — Sin Culpa pays up to $25 per day for in-home assistance for up to one year.
Sin Culpa covers the cost of transportation to and from your medical citas — taxi, rideshare, or mileage reimbursement. Keep your receipts and MAIC will help you document these costs.
If the accident results in a fatality, Sin Culpa provides a $2,000 lump sum death benefit to the surviving spouse or dependents, in addition to all medical costs incurred before death.
You must file your Sin Culpa application (NF-2 form) within 30 days of the accident. Missing this deadline can result in full claim denial — even if your injuries are real and serious.
- MAIC helps you file the NF-2 at your first visit
- Bills must be submitted within 45 days of service
- We handle all carrier communications and appeals
All Tratamiento Covered Under Sin Culpa
Every service MAIC provides is covered under Nueva York Sin Culpa insurance. You pay nothing out of pocket.
Evaluación de Lesiones
Comprehensive initial evaluación documenting all injuries, mechanism, and causalidad. Covered from day one.
Más informaciónMRI e Imágenes
On-site 1.5T and 3T MRI, digital X-ray. All imágenes covered under Sin Culpa with el mismo día scheduling.
Más informaciónEstudios NCV / EMG
Electrodiagnóstico testing for nerve injury documentación. Covered under Sin Culpa MTG criteria.
Más informaciónEspecialista Consultations
Ortopédico, neurología, and pain management especialista visits all covered under Sin Culpa.
Más informaciónManejo del Dolor y ESI
Epidural steroid inyeccións and bloqueo nerviosos covered under Sin Culpa with MTG-compliant authorization.
Más informaciónTerapia Física
Active rehabilitation, chiropractic care, and acupuncture covered under Sin Culpa insurance.
Más información¿Se Lastimó en
un Accidente?
Obtenga una Evaluación de Caso Gratis.
You may be entitled to medical care with zero out-of-pocket cost — even if you don't have an abogado yet. We'll walk you through your options, connect you with a lawyer if needed, and get you seen the el mismo día.
Sin compromiso. Un miembro de nuestro equipo le llamará en 2 horas.
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Your Sin Culpa Tratamiento Team
Certificado por la junta providers accepting all NY Sin Culpa carriers.
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