Respuesta Rápida Returning to work after a accidente de auto requires medical clearance documenting your functional capacity and any restrictions. Premature return can worsen injuries and weaken su reclamo. MAIC proporciona return-to-work evaluacións with documented functional assessments.

¿Cuándo Puede Regresar al Trabajo?

Return to work after a accidente de auto depends on the nature of your injuries, your job requirements, and your treating médico's assessment of your functional capacity. A paciente with a mild soft tissue injury and a desk job may return to work within days. A paciente with a lumbar hernia de disco causing radiculopathy who performs heavy manual labor may be disabled for months or longer.

Medical Clearance and Work Restrictions

Your treating médico should provide written work restrictions specifying any limitations — maximum lifting, no prolonged sitting or standing, no overhead reaching — rather than a binary "cleared" or "not cleared." These restrictions protect you from reinjury and document the functional impact of your injuries for your case.

Lost Wage Benefits Under Sin Culpa

If your treating médico determines you are unable to work due to accidente de auto injuries, Nueva York Sin Culpa insurance covers salarios perdidos up to $2,000 per month for up to 3 years from the accident date. Documentación of disability — consistent with your clinical findings — is requerido for lost wage benefits. MAIC's treating médicos provide this documentación when clinically supported.

For work restriction evaluación and disability documentación, call MAIC at (888) 991-5290.